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༄༅།། འབྲུག་རྒྱལ་ཉེན་སྲུང་ལས་འཛིན་ཚད།
Royal Insurance Corporation of Bhutan Limited

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181 Thimphu
151 Phuntsholing

Life Insurance

The objectives of all Life Insurance plans are to make up for the financial loss to the family in the event of unfortunate death to the Assured and for old age provision. Farsighted, broad minded and unselfish people who really care for the dependents and family execute Life Insurance plans. The motive of Insurance is not to make profit out of ones death but to rescue the family from financial crises.

Some useful tips of Life Insurance

 Insure at a young age to lock in affordable rates and enjoy being insured for a longer duration.

 Policy lapses after the due date but a grace period is allowed as follows:

  • 15 days for Monthly and SSS modes of payment.
  • 30 days for Quaterly, Half-yearly and Yearly modes of payment

 Revival of a lapsed policy can be done anytime within a period of five (5) years from the date of lapsation of a       policy with the following conditions:

  • Lapsed for more than six months- Fill up a Declaration of Good Health Form- Revival Form (Form available from RICB offices).
  • Lapsed for more than twelve months- Fill up a Declaration of Good Health Form- Revival Form along with a Medical Examiner's Form- Doctor examines you (Forms available from RICB offices)

 When a policy is in lapsed status, life cover is not allowed. Kindly update your policies to enjoy all the benefits      of being a Life Insurance Policyholder.

 Female Proposal cannot be insured after six months of pregnancy but may be accepted under lien (50% sum      assured in case of claim within one year of policy inception) with full pregnancy report if regnant below six       months.

 Avail the facilities of getting SMS alerts in your cell phones by updating your numbers with the RICB       office. For correspondences to reach you, kindly intimate us your current mailing addresses.

 

Updates

Rural Life Insurance Scheme Revised

The government has revised the existing Rural Life Insurance Scheme (RLIS) to Nu 30,000 from Nu 15,000 with effect from July 1.Read more in Kuenselonline ->

MoAF and RICBL target crop insurance implementation by year end

By the end of this year, a crop insurance scheme is to be implemented in the agriculture sector in Bhutan. It will provide a hitherto absent safety net to the policy subscribers, among 70 percent of the country’s population, that are dependent on agriculture.Read more in The Bhutanese ->

Our Address
Head Office: Post Box 315,
Norzin Lam, Thimphu
E-Mail: contactus@ricb.com.bt
feedback@ricb.com.bt
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Regional Office: Post Box 77;
Phuentsholing
Our Auditors
T.R.CHADHA & Co., Chartered Accountants, 359, Ground floor, Udyog Vihar, Phase-II, Gurgoan 122016(HR)