Royal Insurance Corporation of Bhutan

Conditions

� Entry age 18 to 55 years

� Medical depends on the age and SA of the proposer.

� Age at maturity should not exceed 70 years

� Maximum S.A 1,000,000

� Minimum SA 30,000

� Can surrender after 3 years of premium payment.

� Acquire paid up value after three years

� No loan is made available

� Bonus at floating rate on SA upon maturity or at death is payable

� Accident Benefit can be availed for a maximum of Nu.100,000/- under yearly mode with an extra premium of Nu.2 per thousand sum Assured.

Special Features

� Death Benefit will be Full SA + Accrued bonus+ return of all premiums paid without deductions of any survival Benefit paid earlier.

� Free insurance cover in the last 3 years is available.

Benefits of the scheme

� 30% of the SA on the 4^th year of the policy

� 30% of the SA on the 8^th year of the policy

� 40% of the SA on the 12^th year of the policy

� Accrued Bonus payable upon maturity for the whole term.

Death benefit

� Sum Assured + Bonus+ Return of premiums

Death benefit due to accident if AB is availed

� SA+ SA+ Bonus+ return of all the premium

Products & Services